Track every clue
Log income, expenses, and transfers with categories, merchants, dates, and notes.
Coming soon
Find where your money is really going.
Spend Detective is a simple personal finance tracker that helps you follow income, expenses, budgets, and spending clues without turning your life into accounting homework.
Budget templates
Income + expenses
Family-ready
Private-first mindset
Start manually, import later.
Built for real budgets
Plan income and expenses together.
Designed for daily use
Fast, clean, and mobile-friendly.
Features
Your money, under investigation.
Spend Detective turns everyday transactions into clear clues, so you can see what changed, what matters, and where your budget is heading.
Budget templates
Create monthly or biweekly plans with estimated income and expenses.
Actual vs estimated
Compare what you planned with what really happened during each period.
Household ready
Built to support couples and families sharing one financial plan.
Spending findings
Spot categories that are rising, recurring costs, and budget leaks.
CSV imports later
Start simple, then bring in bank and card statements when you are ready.
How it works
Build your financial case file.
Create a budget template, generate a real period, add your transactions, and let the app compare your plan against reality.
01
Create a plan
Choose monthly, biweekly, or custom periods.
02
Add transactions
Track income and expenses as they happen.
03
Review the findings
See estimated, actual, and difference by category.
Monthly Case Report
May Budget
On track
Estimated balance
$2,450
Actual balance
$2,318
Built for clarity
Not just charts. Useful answers.
- Which categories are over plan?
- Did income cover expenses this period?
- What changed compared to last month?
- Which transactions should be excluded from budgets?
Early access
Join the Spend Detective waitlist.
Get product updates, beta access news, and launch announcements. No spam, just useful updates while the app is being built.
By joining, you agree to receive occasional Spend Detective updates. You can unsubscribe anytime.